I bought my Tern Node D7i from Urbane Cyclist about two years ago now. I love the bike and it's held up incredibly well over that period. I've cycled all through the city, trips, and even did a Toronto-Niagara trip on it (~150km). It has a ton of mounting points for front and rear racks, and is a great compromise between a full sized bike and the small (16/20") bikes. I'll list my pros and cons that I've discovered during my ownership.

Pros:
1. The dynamo: having a constant light source without worrying about batteries is such a nice quality of life improvement.
2. The wheel size: 24" folding bikes are not common, and this strikes a great balance of having a folding bike, while feeling like your typical run-of-the-mill bike.
3. The front mount (on the head tube) is amazing. I have the Tern luggage truss and carry my basket/bag on it. The unique thing about this is that it mounts to the frame rather than the handlebar like most front bags/mounts. This makes a big difference as it doesn't affect the handling of the bike like it normally would
4. Folding design: quick and hassle free, not much else to say here.
5. Many Tern accessories and racks available. I upgraded the rear rack, and added a front to carry my pannier for longer trips. It's great because Tern guarantees compatibility (check their website first of course) so the installs are very straight forward
6. Internal gear hub: love em or hate em, it's an overall plus. The annual/2k maintenance is a bit cumbersome, but beats the more regular cleaning of a rear derailleur/cassette
7. Gear ratios are pretty great, not for super steep climbs, but does the job on most hills

Cons:
1. I wish the handlepost was adjustable. It happens to fit me quite well, but it'd be nice to adjust and play around to see if there's an even better position for me.
2. The bike in its folded state is a little on bigger side. This is what you'd expect from a 24" tire folding bike of course, but just something to keep in mind. It does take a significant amount of room in the trunk of my car. If you want slightly smaller then the Tern Link could be a good alternative
3. Rear light is not powered by the dynamo. Likely a constraint due to the folding design, but still kind of annoying to have to conserve the rear battery when you've got a dynamo that gives you unlimited light to the front light.
4. The rack: It's a larger 12mm vs. the more common 9mm that most panniers fit. I'm aware some more modern/expensive panniers support both, but most of mine happen to be the smaller diameter.
5. The rear fender: It has only two support points, one near the bottom bracket, the other at the top of the rack. It compensates for this somewhat limited support by running a metal support plate through the whole fender. This works great for the stock rack, however I swapped it out for another official Tern rack, the Spartan 100, and was only left with a single support point, since it could not longer mount to the new rack. As a result, there is a big amount of fender play towards the rear.

If you're on the fence, give it a test ride. I fell in love with it on my first test ride, and haven't looked back!

10/10 great bike

The Tern Node is a fantastic folding bike--it is large enough to take potholes and small enough to fold up and sit in the hallway. The gears are easy to shift, they are internal, and the chain is covered, so this bike does well on muddy trails. And the pump inside the seat post is a brilliant bit of design. The only thing I'd improve on this bike are the pedals. They are slippery and small. I had to replace them after a year. Otherwise, this bike was worth every dime. And (speaking of little known bits of design) the rack will easily take the large baskets designed for motorcycles..it will carry a lot.